Business,in motion.

Euro accounts, a multi-currency wallet and team cards for companies working across Europe — all managed from one place.

Your company’s money, in three clear parts: an account to pay and get paid, a wallet to hold and exchange currencies, and cards for your team’s everyday spending.

Business accountA dedicated IBAN in your company’s name for euro payments in and out.
Multi-currency walletHold EUR, USD and USDC and exchange between them at a rate you see upfront.
Team cardsCards for employees, each with its own limit and controls.
Two colleagues review layouts at a studio table

Business accounts with a dedicated IBAN

Get paid by clients, pay suppliers and run payroll from an account in your company’s name.

  • Your company’s own IBANShare account details that carry your company name, not ours.
  • Euro transfers across SEPASend and receive payments in euros across the SEPA area.
  • Every payment on recordSee who paid, when and what for, with full details for each transfer.
Open business account
Aldermoor Studio GmbH · EUR
€ 248,310.40
Transfer
Get paid
Exchange
Statement
Account details
Account holderAldermoor Studio GmbH
IBANDE89 3704 0044 0532 0130 00
BICIPAYDEB1XXX
Recent activity
Kessler & Vogt AGToday, 09:42
+12,400.00 EUR
Payroll October24 Oct, 10:00
−38,920.00 EUR
Lumen Office Supplies23 Oct, 16:21
−1,284.60 EUR
Wallet total
€ 246,574.60
From184,200.00 EUR available Use max
EUR10,000.00
To1 EUR = 1.1620 USD
USD11,620.00
Exchange
Assets
EUREuro
184,200.00184,200.00 EUR
USDUS Dollar
52,480.1545,163.64 EUR
USDCUSD Coin
20,000.0017,210.96 EUR

A multi-currency wallet for your company

Hold balances in several currencies and exchange between them when the rate suits you.

  • EUR, USD and USDC in one walletKeep each currency as a separate balance, side by side.
  • The rate before you confirmSee exactly how much you get before any exchange goes through.
  • Move funds where they’re neededTop up your business account from the wallet in a few taps.
Open business account

Cards for the whole team

Give each employee a card for travel, software and supplies, and stay in control of every one of them.

•••• •••• •••• 276409/29
•••• •••• •••• 482103/30
•••• •••• •••• 193711/29
Google AdsToday, 14:32
−€840.00
Operations · monthly limit€3,550.00 / €5,000
Travel · Sofia M.Frozen by admin
A card for every roleIssue cards to employees and name them by team or purpose.
Limits you setChoose a monthly limit for each card and change it at any time.
Freeze in a tapPause a card instantly if it’s lost or no longer needed.

Statements & history, ready for your accountant

Download monthly statements, filter every transaction and share exports with your accountant in a few clicks.

Statements
Export CSVShare
October 2026PDF · 214 KB
September 2026PDF · 198 KB
August 2026PDF · 205 KB
July 2026PDF · 187 KB
Transactions
Kessler & Vogt AG25 Oct, 09:42 · SEPA transfer
+12,400.00 EURAccount
Figma Inc.24 Oct, 14:05 · Card ·· 4821
−540.00 EUROperations card
Payroll October24 Oct, 10:00 · SEPA transfer
−38,920.00 EURAccount
EUR → USD23 Oct, 17:30 · Exchange
+11,620.00 USDWallet
Lufthansa22 Oct, 08:12 · Card ·· 1937
−612.40 EURTravel card

Protected at every step

iPay is not a bank. Business accounts and wallets are provided through licensed e‑money partners in the EEA.

  • Safeguarded funds

    Client money is held with licensed partners and kept separate from their own funds.

  • Two-factor sign-in

    Every login and payment is confirmed on a device you trust.

  • Card protection

    Card data is processed to PCI DSS standards, and any card can be frozen in a tap.

  • Data protection

    Company and personal data is processed in line with GDPR.

Open an account in four steps

Start application
  1. 01Apply onlineTell us about your company, what it does and who runs it.
  2. 02VerifyUpload company documents and confirm the directors’ identity.
  3. 03Get your IBANOnce you’re approved, your account details are ready to share.
  4. 04Add your teamInvite colleagues and issue cards with the limits you choose.

Questions, answered

Companies registered in supported countries. You’ll see the full list when you start your application.

iPay is not a bank. Business accounts and wallets are provided through licensed e‑money partners in the EEA.

Usually a certificate of registration, details of directors and shareholders, and an ID for each of them. We’ll show the exact list for your country.

It depends on your company and the documents you send. We’ll let you know as soon as your account is ready.

Cards are a separate product, issued by a licensed card issuer. You manage them in the same app: set a monthly limit for each card and freeze any card in a tap.

You’ll see the fees for your company before you open the account. Exchange rates are shown before you confirm each exchange.

An iPay card on a leather notebook beside a laptop, with a city at dusk outside

Ready when your business is.

Apply online and we’ll guide you through verification. We’ll let you know as soon as your account is ready.