PCI DSS Compliant
2FA
KYC / AML
Manage your account, wallet and transfers from one app.
One place.All you need
Global accounts, multi‑currency
wallets, and seamless transfers for life.
Trusted, Secure, Worldwide
Accounts and IBANs are provided through licensed partners in the EEA, client funds are safeguarded, and every payment is 3D-Secure — verify each license yourself on the public register.
24/7transfers between iPay wallets
50K+iPay members
3 minto open your account
iPay Card
A card backed by your digital assets, for everyday spending.
Pay where the card network is acceptedUse your card wherever the card network is accepted.
Your digital assets as collateralYour digital assets serve as collateral for your card. At checkout it’s a standard card payment, and the merchant is paid in local currency.
Simple applicationApply in a few steps and, once approved, start paying with your virtual card.
The iPay Card is a credit card secured by digital assets as collateral, issued by a licensed card issuer and accepted at merchants where the card network is accepted. It is a separate product from iPay’s account, IBAN, wallet, transfer, and other card services, which are provided by other partners and subject to their own terms.
Accounts
Accounts and transfers without branches or queues
Your own IBAN in minutesA personal account as soon as you sign up and pass verification. Receive your salary, transfers and payments in euro.
Instant transfers, 24/7Free and instant to other iPay users, plus SEPA transfers with no hidden fees.
Full control and securityReal-time notifications on every transaction, flexible limits and two-factor authentication.
Wallet
Hold, exchange and spend — in one place
No hidden pricingSee the rate and the fee before you confirm, not after. Your balance, live in your currency.
Everything in one walletEUR, USD side by side, with your total balance shown in your currency.
Money moves instantlyExchange between currencies and send to your account in seconds.
Security at every stepMultiple layers of protection — from login to transaction confirmation. Get a notification for every movement in your wallet.
Why choose iPay
Built around how you live and move
iPay is made for people who live and move across countries and currencies.
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You can set up in minutes and manage everything from your phone.
You always see the exact cost before you confirm.
We keep improving iPay by listening to our customers.
Warm, human support is there whenever you need it.
Regulated European partners keep your funds and data protected.
You can send up to €5,000 a day and €100,000 a month.
Open your iPay account
Don’t put financial freedom on hold. Open your account today.
Community
Join the trusted iPay community
We’re just at the start of the journey, and every new member matters. Join others who’ve already chosen transparency and safety.
Free transfers between membersSend money wallet-to-wallet to anyone on iPay instantly, with zero fees.
