Marketing teamCard •• 4127
$ 1,380.00
spent of $ 2,000 monthly limit
Online payments
Run your
business
across
currencies
Accounts in dollars and euros, a USDT and USDC wallet and cards for your team — for companies that buy in Shenzhen and sell from Singapore to the world.
Active
Total balance
KTKelvara Trading Pte. Ltd.
$ 0.00
Deposit
Withdraw
Exchange
Transfer
Accounts 72%
Wallet 28%
Incoming paymentsToday
- studio
northStudio North+$ 2,150Sydney · Invoice #A-114 · 09:12 - MAI
VIENMai Vien+$ 860Ho Chi Minh City · 08:40 - kansoKanso GmbH+€ 1,200Berlin · Yesterday
ExchangeNo hidden markup
From
USDT0To
USD0.001 USDT = 0.9990 USD · example rate
Assets4 currencies
- USDUS dollar48,320.40$ 48,320.40
EUREuro20,860.00$ 24,197.60- USDTTether25,400.00$ 25,374.60
USDCUSD Coin8,050.00$ 8,050.00
Cards for your team
Each with its own limit
USD accountPayments
Account name
Kelvara Trading Pte. Ltd.IBAN
•••• •••• •••• 8837Accounts in dollars and euros
Account details in your company’s name. Share them with clients and get paid by transfer, from Singapore or from Berlin.
- Get paid by transferClients pay straight to your company’s IBAN.
- Two currencies side by sideKeep dollars and euros, convert when you need to.
- Pay suppliers abroadSend transfers from the same account.
Active
Account name
Kelvara Trading Pte. Ltd.IBAN
•••• •••• •••• 8837Currency
US dollarBalance
$ 48,320.40
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RecentThis week
Team cardsMonthly limits
Marketing•• 4127 · Ana Lim$ 1,380 / 2,000
Sales•• 5530 · Daniel Tan$ 3,920 / 5,000
Operations•• 6610 · Nguyen Thao$ 640 / 1,500
Freeze Operations cardUnfreeze any time
Cards for every team
Give each team its own card with a monthly limit. If something looks wrong, freeze it in one tap.
- A limit for each cardMarketing spends its budget, not the whole account.
- Freeze and unfreezeLost card or odd payment — stop it right away.
- Every payment, liveA notification the moment a card is used.
Fiat and crypto in one wallet
Hold USDT and USDC next to dollars and euros. Exchange between them and see the rate before you confirm.
- The rate up frontYou see what you get before the exchange.
- Deposit stablecoinsTop up the wallet with USDT or USDC.
- Team cardsPay with team cards, each with its own limit.
See where
the money goes
Every payment, transfer and exchange in one history. Filter it and download statements for your accountant.
- Lingvue Electronics, ShenzhenSupplier invoice #LV-2291TransferUSD account •• 8837Oct 14−$ 18,400.00Pending
- Ad campaign, OctoberMarketing cardMarketingCard •• 4127Oct 14−$ 1,250.00Completed
- lw/Lumen Works, SingaporeInvoice #A-118IncomingUSD account •• 8837Oct 13+$ 12,400.00Completed
- USDT → USD+$ 4,995.00ExchangeWalletOct 13−5,000.00 USDTCompleted
- Co-working, Tanjong PagarOperations cardOfficeCard •• 6610Oct 12−$ 640.00Completed
- USD → EUR+€ 3,000.00ExchangeUSD account •• 8837Oct 12−$ 3,480.00Completed
- Cloud hostingOperations cardSoftwareCard •• 6610Oct 11−$ 289.00Completed
- Saigon Freight, Ho Chi Minh CityShipping, order #SF-0471TransferUSD account •• 8837Oct 11−$ 2,760.00Completed
- MAI
VIENMai Vien Foods, Ho Chi Minh CityInvoice #A-115IncomingWalletOct 11+5,000.00 USDTCompleted - kansoKanso GmbH, BerlinInvoice #A-112IncomingEUR account •• 2210Oct 10+€ 3,200.00Completed
- USDC → USD+$ 2,000.00ExchangeWalletOct 10−2,000.00 USDCCompleted
- Rattana Boxworks, BangkokPackaging, invoice #RB-118TransferEUR account •• 2210Oct 9−€ 1,140.00Completed
Safe
for the whole team
Every card payment and every sign-in is confirmed, and you see each move of money as it happens.
3D Secure paymentsOnline card payments are confirmed in the app, so card details alone are not enough.
Face ID and passkeysSign in with biometrics, a passkey or an authenticator app.
Every payment, liveA notification the moment money moves in or out of the account.
Enter the code from your authenticator
Sign-in confirmed
A second step for every new device and every teammate.
iPay is a technology company, not a bank. Accounts and wallets are provided through licensed partners in the European Economic Area. Every business is verified before its account opens.
How to open an account
Apply on the web. We check every business before its account opens, and tell you what we need along the way.
Start your application- Apply on the web
Tell us about your company, what it does and who runs it.
- Upload company documents
Registration, directors and shareholders. We’ll list exactly what your country needs.
- Pass the business check
We review the documents and let you know by email as soon as it’s done.
- Start working
Get your account details, add funds and order cards for your team.
Questions, answered
Can’t find yours? Write to us and a real person will reply.
Who can open a business account?
Registered companies and sole traders. The list of supported countries and business types is shown when you apply.
Is iPay a bank?
No. iPay is a technology company. Accounts and wallets are provided through licensed partners in the European Economic Area.
Which currencies can we hold?
US dollars and euros in your accounts, USDT and USDC in the wallet. You can exchange between them at the rate shown before you confirm.
Can each team have its own card?
Yes. Issue cards for your teams, set a limit on each one and freeze any card in a tap.
What documents do we need?
Usually a certificate of registration, details of directors and shareholders, and an ID for each of them. We’ll show the exact list for your country.
Where do we manage the account?
In the browser: balances, transfers, cards and history in one dashboard.
Open a business account
Apply on the web in a few steps. We’ll review your company and get back to you.
Open a business account