Run your
business
across
currencies

Accounts in dollars and euros, a USDT and USDC wallet and cards for your team — for companies that buy in Shenzhen and sell from Singapore to the world.

Marketing teamCard •• 4127
Active

$ 1,380.00

spent of $ 2,000 monthly limit

Online payments
Total balance KTKelvara Trading Pte. Ltd.

$ 0.00

Deposit Withdraw Exchange Transfer
Accounts 72% Wallet 28%
Incoming paymentsToday
  • studio
    north
    Studio North+$ 2,150Sydney · Invoice #A-114 · 09:12
  • MAI
    VIEN
    Mai Vien+$ 860Ho Chi Minh City · 08:40
  • kansoKanso GmbH+€ 1,200Berlin · Yesterday
ExchangeNo hidden markup
From
USDT0
To
USD0.00

1 USDT = 0.9990 USD · example rate

Assets4 currencies
  • USDUS dollar
    48,320.40$ 48,320.40
  • EUREuro
    20,860.00$ 24,197.60
  • USDTTether
    25,400.00$ 25,374.60
  • USDCUSD Coin
    8,050.00$ 8,050.00

Cards for your team

Each with its own limit

USD accountPayments

Account name

Kelvara Trading Pte. Ltd.

IBAN

•••• •••• •••• 8837
Copy detailsCopied

Accounts in dollars and euros

Account details in your company’s name. Share them with clients and get paid by transfer, from Singapore or from Berlin.

  • Get paid by transferClients pay straight to your company’s IBAN.
  • Two currencies side by sideKeep dollars and euros, convert when you need to.
  • Pay suppliers abroadSend transfers from the same account.
Active

Account name

Kelvara Trading Pte. Ltd.

IBAN

•••• •••• •••• 8837

Currency

US dollar

Balance

$ 48,320.40
Copy details Share
RecentThis week
    Team cardsMonthly limits
    • Marketing•• 4127 · Ana Lim
      $ 1,380 / 2,000
    • Sales•• 5530 · Daniel Tan
      $ 3,920 / 5,000
    • Operations•• 6610 · Nguyen Thao
      $ 640 / 1,500
    Freeze Operations cardUnfreeze any time

    Cards for every team

    Give each team its own card with a monthly limit. If something looks wrong, freeze it in one tap.

    • A limit for each cardMarketing spends its budget, not the whole account.
    • Freeze and unfreezeLost card or odd payment — stop it right away.
    • Every payment, liveA notification the moment a card is used.

    Fiat and crypto in one wallet

    Hold USDT and USDC next to dollars and euros. Exchange between them and see the rate before you confirm.

    • The rate up frontYou see what you get before the exchange.
    • Deposit stablecoinsTop up the wallet with USDT or USDC.
    • Team cardsPay with team cards, each with its own limit.
    From48,320.40 USD available
    USD
    To25,400.00 USDT available
    USDT2,495.00
    1 USD = 0.9980 USDTExample rates
    Open a business account

    See where
    the money goes

    Every payment, transfer and exchange in one history. Filter it and download statements for your accountant.

    Statement
    • Lingvue Electronics, ShenzhenSupplier invoice #LV-2291
      TransferUSD account •• 8837Oct 14−$ 18,400.00Pending
    • Ad campaign, OctoberMarketing card
      MarketingCard •• 4127Oct 14−$ 1,250.00Completed
    • lw/
      Lumen Works, SingaporeInvoice #A-118
      IncomingUSD account •• 8837Oct 13+$ 12,400.00Completed
    • USDT → USD+$ 4,995.00
      ExchangeWalletOct 13−5,000.00 USDTCompleted
    • Co-working, Tanjong PagarOperations card
      OfficeCard •• 6610Oct 12−$ 640.00Completed
    • USD → EUR+€ 3,000.00
      ExchangeUSD account •• 8837Oct 12−$ 3,480.00Completed
    • Cloud hostingOperations card
      SoftwareCard •• 6610Oct 11−$ 289.00Completed
    • Saigon Freight, Ho Chi Minh CityShipping, order #SF-0471
      TransferUSD account •• 8837Oct 11−$ 2,760.00Completed
    • MAI
      VIEN
      Mai Vien Foods, Ho Chi Minh CityInvoice #A-115
      IncomingWalletOct 11+5,000.00 USDTCompleted
    • kanso
      Kanso GmbH, BerlinInvoice #A-112
      IncomingEUR account •• 2210Oct 10+€ 3,200.00Completed
    • USDC → USD+$ 2,000.00
      ExchangeWalletOct 10−2,000.00 USDCCompleted
    • Rattana Boxworks, BangkokPackaging, invoice #RB-118
      TransferEUR account •• 2210Oct 9−€ 1,140.00Completed

    Safe
    for the whole team

    Every card payment and every sign-in is confirmed, and you see each move of money as it happens.

    3D Secure payments

    Online card payments are confirmed in the app, so card details alone are not enough.

    Face ID and passkeys

    Sign in with biometrics, a passkey or an authenticator app.

    Every payment, live

    A notification the moment money moves in or out of the account.

    Enter the code from your authenticator

    Sign-in confirmed

    Two-factor sign-in

    A second step for every new device and every teammate.

    How to open an account

    Apply on the web. We check every business before its account opens, and tell you what we need along the way.

    Start your application
    1. Apply on the web

      Tell us about your company, what it does and who runs it.

    2. Upload company documents

      Registration, directors and shareholders. We’ll list exactly what your country needs.

    3. Pass the business check

      We review the documents and let you know by email as soon as it’s done.

    4. Start working

      Get your account details, add funds and order cards for your team.

    Questions, answered

    Can’t find yours? Write to us and a real person will reply.

    Who can open a business account?

    Registered companies and sole traders. The list of supported countries and business types is shown when you apply.

    Is iPay a bank?

    No. iPay is a technology company. Accounts and wallets are provided through licensed partners in the European Economic Area.

    Which currencies can we hold?

    US dollars and euros in your accounts, USDT and USDC in the wallet. You can exchange between them at the rate shown before you confirm.

    Can each team have its own card?

    Yes. Issue cards for your teams, set a limit on each one and freeze any card in a tap.

    What documents do we need?

    Usually a certificate of registration, details of directors and shareholders, and an ID for each of them. We’ll show the exact list for your country.

    Where do we manage the account?

    In the browser: balances, transfers, cards and history in one dashboard.

    Open a business account

    Apply on the web in a few steps. We’ll review your company and get back to you.

    Open a business account